One card for everything. That’s the deal.
- One card for everything. That’s the deal.
Split the bill with friends — get 50% cashback
Pay for purchases at your university's cafeteria with your MONIX card, split the bill with friends in the app, and get 50% cashback on the purchase amount
One card, endless possibilities
1%-30%
Fishbek
The same cashback, only much better. Get up to 30% back on everyday purchases. Spend more — earn more.
Up to 62 days
Grace period
The best grace period in Uzbekistan. Buy now — return after salary without overpayments
9% per annum
On balance
Your money works for you. Earn 9% per annum on balances over UZS 100,000 — even when you're doing nothing
Jigarlar
Referral program
Invite friends to MONIX
Visa card in UZS
Works anywhere in the world
Online and offline, in Uzbekistan and around the world. A Visa card in UZS with no limits.
Up to 50 mln UZS
Credit limit
Enough for new gadgets, home renovation, a vacation — and still plenty left. Your credit limit grows with you.
5 minut
To apply
In the app, no bank visit needed. Apply — get approved — done.
Delivery
No fee
No need to go anywhere. Your card will be delivered quickly and free of charge.
Robokot
Smart assistant
Tracks your spending, calculates cashback and reminds you about payments. You spend — it thinks.Convinced? Here's how to open your card
It's really that simple
Download the app. Complete your ID verification. Give consent to process your personal data via OneID
Apply for your neon card right in the app. We'll deliver it for free
Accept our gift (a credit line 🙂) of up to 50 million UZS and spend interest-free for up to 62 days
Everyone else vs MONIX
| Name | MONIXTHE BEST | Other cards |
|---|---|---|
| Grace period | up to 62 days | 40-45 days |
| Fishback / Cashback | up to 30% | 0.5 - 30% |
| X% on balance | 9% | no |
| Cash withdrawal | Interest-free during the grace period | up to 3.9% |
| Term rate | 41% | 40%-50% |
| Card issuance and maintenance | no fee | Free within the limits |
| Card application | no fee | up to 59 000 UZS |
About grace period
August 1Purchase
August 15Statement
September 15Payment date
Grace period period
August 1 - September 15
During this time, a grace period is in effect — all purchases without %
Statement date
August 15
On this day, all expenses incurred before August 15 are recorded.
Payment period
September 15
To keep the new grace period in effect, make the mandatory payment and the entire amount spent
What's the deal with OneID?
Let me break it down 🐾
There's OneID — your digital passport. It verifies your identity and shares data with services only with your permission.
There's the bank — it needs to verify your personal data before activating credit products. No way around it
There's you — you give consent in OneID and bridge the gap between them :) Without you, the system can't complete the process or accept your credit limit application
Everything you need to know about MONIX
You got the questions, I got the answers